Services Since 1982, our focus has been to Listen, Educate, and Guide.Listen - Discover what matters, and is most important, to you.Educate - Discern and respond to what we have heard you say with resources, considerations, action plans, and ideas. Guide - Create and update goal-oriented solutions that are unique to you and your family, using your financial resources to help you achieve your goals. Our clients: Our clients live an active and enthusiastic life. They are generous, philanthropic, and outwardly focused. They believe that wealth means more than simply having money. They define success in life in the following terms:Personal RelationshipsFinancial ResourcesActive LifestyleSpiritual DevelopmentIntellectual StimulusWe assist clients in protecting their wealth/business through comprehensive planning, goal-oriented investment and risk strategies. A sample of how we serve our clients: Retirement planning:Saving and investing for retirementCreating income plans and sources during retirementHelping address unique personal and transitional issues and questions that may arise before or during retirementFinancial transitions:Investment analysis and adviceEducation planningReceiving an inheritancePurchasing a new homePersonal and family changes:Estate planning and preservationEmpty nest syndromeSending the kids off to collegeHealth challenges:Life, health, and disability insurance analysis and adviceDealing with aging parentsGrieving the loss of a loved oneIllness of a child or spouseWork and Career transitions:Employee benefit plans, resources, and strategiesFamily business plans and strategiesJob/career changesCoordination and assistance with other areas of your life that may require attention - including legal, accounting, budgetary. (This results from relationships we have forged with partners in other professions and disciplines) Flexibility in Serving Clients No two people or their dreams are exactly the same. Our philosophy is simple: one size does not fit all. We can work with you in a variety of ways as we are "plan centric" ... not "product centric" in our approach to serving clients:Fee-based asset managementRetainer fee for consultation, advice, and planningAssist in acquiring financial products, such as life insurance, as needed.